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US states with highest and lowest homeowner equity rates in 2026

other · 2026-05-20

ATTOM Data Solutions released a report tracking equity-rich and underwater mortgage rates across all 50 U.S. states. The analysis identifies which states have the highest share of homeowners sitting on substantial profits and where the most homeowners owe more than their property is worth. The report ranks states at each extreme, providing a snapshot of housing market health.

Key facts

  • ATTOM tracked equity-rich and underwater rates in 50 states.
  • Some homeowners owe more than their property is worth.
  • The report ranks states at each extreme.
  • Equity-rich refers to homeowners with significant profit.
  • Underwater means owing more than property value.
  • Data covers all 50 U.S. states.
  • The report was released by ATTOM Data Solutions.
  • The analysis provides a snapshot of housing market health.

Entities

Institutions

  • ATTOM Data Solutions

Locations

  • United States

Sources