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US 30-Year Mortgage Rate Hits One-Year High at 6.66%

economy-finance · 2026-07-30

On Thursday, Freddie Mac announced that for the week ending July 30, the 30-year fixed-rate mortgage climbed to 6.66%, reflecting an 8 basis point rise from the prior week's rate of 6.58%. This increase signifies the highest rate in nearly a year, yet it is still marginally lower than the 6.72% recorded a year earlier. Notably, this marks the fourth week in a row that rates have risen.

Key facts

  • 30-year fixed-rate mortgage reached 6.66% for week ending July 30
  • Increase of 8 basis points from previous week's 6.58%
  • Highest level in approximately one year
  • Rate a year ago was 6.72%
  • Fourth straight weekly increase
  • Reported by Freddie Mac on Thursday

Entities

Institutions

  • Freddie Mac

Locations

  • United States

Sources