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U.S. Condo Markets See Sharp Price Declines, with Some Cities Returning to 20-Year Lows

economy-finance · 2026-04-21

In the U.S., mid-tier condominium prices have decreased between 7% and 31% from their highest points. Oakland, California, leads with a 31% decline, followed by St. Petersburg, Florida, at 28%, and Austin, Texas, at 26%. Over 20% drops were noted in five markets, while 51 larger markets experienced declines of at least 7%. Year-over-year reductions through March include Lee County at -14.3%, St. Petersburg at -13.2%, and Oakland at -13.1%. The Phoenix-Mesa-Chandler region has seen declines ranging from 13% to 14%. This downturn is linked to rising mortgage rates, more competition from new apartments, and increased HOA fees. Data comes from Zillow's Home Value Index, reflecting seasonally adjusted averages for mid-tier condos.

Key facts

  • Oakland, CA condo prices dropped 31% from peak, the largest decline among 31 major markets.
  • 51 larger U.S. markets experienced condo price declines of 7% to 31% from their peaks.
  • Lee County (Cape Coral, Fort Myers) saw the biggest year-over-year decline at -14.3% through March.
  • Condo prices in some cities, including Oakland and Chicago, have returned to levels seen 20 years ago.
  • During the 2020-2022 boom, some markets saw price increases exceeding 70%, with Cape Coral up 76%.
  • The Phoenix-Mesa-Chandler metro area experienced coordinated price drops of 13% to 14% across its cities.
  • Market analysis uses Zillow Home Value Index data based on millions of data points including off-market deals.
  • Condo markets face additional pressures from special assessments, rising HOA fees, and financing restrictions.

Entities

Institutions

  • Zillow
  • Fannie Mae
  • WOLF STREET

Locations

  • Oakland
  • California
  • St. Petersburg
  • Florida
  • Austin
  • Texas
  • Chicago
  • Illinois
  • Killeen
  • Phoenix
  • Mesa
  • Chandler
  • Scottsdale
  • Glendale
  • Gilbert
  • Tempe
  • Arizona
  • Manhattan
  • New York
  • San Francisco
  • Cape Coral
  • Fort Myers
  • Lee County
  • Garland
  • Sarasota County
  • Tampa
  • Orlando
  • Jacksonville
  • Collier County
  • Naples
  • Port Saint Lucie
  • Aurora
  • Colorado
  • Huntsville
  • Alabama
  • San Mateo County
  • Silicon Valley
  • Redwood City
  • Menlo Park
  • San Mateo
  • Daly City
  • San Carlos
  • Denver
  • Arlington
  • San Jose
  • Las Vegas
  • Nevada
  • San Diego
  • Queens
  • Raleigh
  • North Carolina
  • Detroit
  • Michigan
  • San Bernardino
  • United States
  • Canada

Sources