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Single-Family Home Prices Fall 11-26% in 15 Major US Cities; San Francisco Drops Off List as AI Money Surges

economy-finance · 2026-08-19

According to Wolf Richter for WOLF STREET, mid-tier single-family home prices in 15 major US cities and counties have fallen between 11% and 26% as of July. This represents an increase from the previous year, when only 10 markets experienced decreases of at least 8%. Austin tops the list with a 26% reduction, followed closely by Oakland at 24%. Other notable declines include Hayward (-13%), Contra Costa County (-12%), McKinney (-14%), and Fort Worth (-11%). The Dallas-Fort Worth region has two cities listed, with builders providing incentives. Three counties in Florida are also impacted, while San Francisco's drop has moderated to 6%. Pending home sales are nearing record lows, particularly in the West and South.

Key facts

  • Mid-tier single-family home prices fell 11% to 26% in 15 bigger US cities/counties through July.
  • The cutoff for the list was raised to -11% from -10% for July.
  • A year ago, the cutoff was 8%, the list had 10 markets, and declines topped at 22%.
  • Most markets peaked in mid-2022, but two peaked in 2024.
  • Austin had the steepest decline at -26%, followed by Oakland at -24%.
  • San Francisco dropped off the list with a -6% decline, down from -15% a year earlier, due to AI money from Anthropic.
  • The Dallas-Fort Worth area has two cities on the list: McKinney (-14%) and Fort Worth (-11%), with homebuilders offering incentives.
  • Data comes from the Zillow Home Value Index (ZHVI), based on millions of data points, not median prices.

Entities

Artists

  • Wolf Richter

Institutions

  • Zillow
  • Anthropic

Locations

  • Austin
  • Oakland
  • Hayward
  • Contra Costa County
  • McKinney
  • Fort Worth
  • San Francisco
  • San Antonio
  • Houston
  • Corpus Christi
  • Sacramento
  • Stockton
  • San Jose
  • San Diego
  • Los Angeles
  • Dallas
  • Frisco
  • Garland
  • Plano
  • Arlington
  • Concord
  • Antioch
  • Pittsburg
  • Walnut Creek
  • Richmond
  • San Ramon
  • Dallas-Fort Worth Area
  • Texas
  • California
  • Florida
  • United States
  • West
  • South

Sources