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Pending Home Sales Drop to Second-Lowest on Record in July, West Hits New Low

economy-finance · 2026-08-18

In July, pending sales of existing homes in the U.S. decreased by 2.3% compared to June, marking the second-lowest level since July 2010, surpassed only by January 2023. Compared to July 2022, there was a 2.2% decline in sales. Every Census region experienced a downturn, with the West seeing a significant drop of 7.7%, reaching a record low. The South decreased by 2.2%, the Northeast by 2.0%, and the Midwest by 0.7%. Year-over-year figures reveal a 7.1% decline in the West, a 3.0% drop in the South, a 0.2% decrease in the Northeast, and a 1.7% increase in the Midwest. Pending sales are down 36% from July 2021 and 41% from July 2020, while mortgage rates averaged between 6.4% and 6.7% in July, viewed as high due to previous Federal Reserve actions.

Key facts

  • Pending home sales fell 2.3% month-over-month in July, seasonally adjusted, to the second-lowest on record.
  • The record low occurred in January 2025.
  • Year-over-year, pending sales were down 2.2% in July.
  • West region pending sales plunged 7.7% month-over-month to a record low.
  • South region pending sales dropped 2.2% month-over-month, near record low.
  • Compared to July 2021, pending sales are down 36%; compared to July 2010, down 9%.
  • Supply of existing single-family homes is the highest in 10 years.
  • Mortgage rates in July were between 6.4% and 6.7%, according to Freddie Mac.
  • Housing market is completing a fourth year of sales mostly below housing bust lows.

Entities

Institutions

  • National Association of Realtors
  • Freddie Mac
  • Federal Reserve

Locations

  • United States
  • West
  • South
  • Northeast
  • Midwest

Sources