OpenAI Launches Personal Finance Experience in ChatGPT for Pro Users

OpenAI has released a preview of a new personal finance feature in ChatGPT, available to Pro users in the U.S. The tool allows users to securely connect financial accounts via Plaid, with Intuit support coming soon, and view a dashboard of spending, subscriptions, and portfolio performance. ChatGPT can answer questions grounded in the user's financial context, leveraging GPT-5.5 for reasoning. The feature is designed to help with budgeting, saving, and planning, but is not a replacement for professional advice. OpenAI worked with over 50 finance professionals to evaluate the experience. The rollout begins with Pro users on web and iOS, supporting over 12,000 financial institutions, with plans to expand to Plus users later. Users can disconnect accounts at any time, and data is deleted within 30 days. Financial memories can be viewed or deleted. The default model is GPT-5.5 Thinking, which scored 79 out of 100 on an internal benchmark, while GPT-5.5 Pro scored 82.5.