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NYC's K-Shaped Economy: Top 1% Capture 53% of Income Growth, Poverty Hits Record

economy-finance · 2026-08-18

New York City's economy has become increasingly divided, with the wealthiest 1%—approximately 40,700 millionaires—accounting for 53% of income growth over the past five years. Meanwhile, poverty has soared to unprecedented levels for the third year in a row in 2024, now twice the national average. This economic disparity, characterized as a K-shaped economy by economist Peter Atwater in 2020, is reflected in the political landscape, notably in Mayor Zohran Mamdani's election. Although Treasury Secretary Scott Bessent rejected the K-shaped economy concept, evidence from The City Reporter indicates its ongoing relevance. The real estate sector is struggling, with a decline of 8.2% in Manhattan's housing market, and rent increases are outpacing income growth, causing significant financial strain.

Key facts

  • Top 1% (40,700 millionaires) captured 53% of NYC income growth over five years.
  • Poverty rate in NYC reached record high for third consecutive year in 2024, double the national rate.
  • K-shaped economy concept popularized in 2020 by economist Peter Atwater.
  • Mayor Zohran Mamdani's election reflects political impact of economic inequality.
  • Treasury Secretary Scott Bessent claims K-shaped economy is over, but NYC data contradicts.
  • Manhattan housing market saw 8.2% loss, but ultra-luxury home contracts and listings proliferated.
  • 69% of NYC households rent; rent costs outpaced income growth.
  • Only high-wage industries saw wage growth outpace inflation; middle-wage workers stagnated.
  • No single industry's average wage covers the cost of supporting a child in NYC.

Entities

Institutions

  • The City Reporter
  • William & Mary
  • CNBC
  • The New School
  • Center for New York City Affairs
  • Catholic Charities
  • COMPASS
  • NYC Comptroller

Locations

  • New York City
  • Manhattan
  • United States

Sources